What Etsy takes from a sale, and your profit
Updated October 2026
| Fee | Rate | Charged on |
|---|---|---|
| Listing | $0.20 | Each listing; renews every four months, and again each time one unit of a multi-quantity listing sells |
| Transaction | 6.5% | Displayed item price, shipping and gift wrap (not sales tax for U.S. sellers) |
| Payment processing (U.S. bank account) | 3% + $0.25 per order | The total the buyer pays, including shipping and sales tax |
| Offsite Ads | 15%, or 12% for shops with $10,000+ in sales over the prior 365 days | Orders within 30 days of a click on an Etsy ad elsewhere; capped at $100 per order |
Shops under the $10,000 threshold can opt out of Offsite Ads; once a shop passes it, the opt-out no longer applies. Etsy’s fees policy was last updated October 5, 2026.
Fees = $0.20 + 6.5% × (item + shipping) + 3% × (item + shipping + sales tax) + $0.25 + Offsite Ads rate × (item + shipping), with the ad fee capped at $100. Enter the item price and the shipping the buyer paid, the sales tax shown on the order (it only affects the processing fee), whether the order came from an Offsite Ad, and your own material, labor and postage costs.
For a $25 item with $5 shipping and no tax: the listing fee is $0.20, the transaction fee 6.5% × $30 = $1.95, and processing 3% × $30 + $0.25 = $1.15. Total $3.30, so $26.70 reaches your payment account. After $8 in materials and labor and $4.50 of real postage, profit is $14.20.
| Order | Transaction | Processing | Offsite Ads | Total fees | % of item + shipping |
|---|---|---|---|---|---|
| $10 item, free shipping | $0.65 | $0.55 | — | $1.40 | 14.0% |
| $25 item + $5 shipping (default) | $1.95 | $1.15 | — | $3.30 | 11.0% |
| Same order with $2.40 sales tax | $1.95 | $1.22 | — | $3.37 | 11.2% |
| Same order, from an Offsite Ad (15%) | $1.95 | $1.15 | $4.50 | $7.80 | 26.0% |
| $60 item, Offsite Ad, $10,000+ shop (12%) | $3.90 | $2.05 | $7.20 | $13.35 | 22.3% |
| $800 item, Offsite Ad at 15% (hits the $100 cap) | $52.00 | $24.25 | $100.00 | $176.45 | 22.1% |
The fixed $0.45 (listing plus processing) weighs most on cheap items: a $10 sale gives up 14% before any ad. An attributed Offsite Ad sale more than doubles the fees on a $30 order, and the $100 cap only matters on orders above about $667 at 15%.
Counting the listing fee once. A listing with ten in stock pays $0.20 when listed and $0.20 again after each sale as it auto-renews, so every unit effectively carries its own listing fee. Auto-renewing listings that never sell keep paying every four months.
Treating free shipping as fee-free. The 6.5% applies to the price you display; folding postage into the price moves the fee, it does not avoid it.
Assuming a refund costs you nothing. When you refund through Shop Manager, Etsy returns the transaction and processing fees on the refunded items, but listing fees come back only when you cancel the sale, and the policy calls service fees non-refundable in general.
Leaving Offsite Ads on by default. Small shops are enrolled unless they opt out. Whether it pays depends on whether those sales would have happened anyway; check the Offsite Ads dashboard before deciding.
Without ads, Etsy keeps 9.5% of the order plus $0.45. To net a target amount, divide the target plus $0.45 by (1 − 0.095). To keep $30 from an order, charge about $33.65 for item plus shipping combined; split it between price and shipping however suits your buyers, because both carry the same percentage.
Rates here are for sellers with a U.S. bank account selling in U.S. dollars. Shops elsewhere pay different processing rates, some countries add a regulatory operating fee, and listing in a currency other than your payment account adds a 2.5% conversion fee. The calculator leaves out Etsy Ads (a daily budget you set), the $10-a-month Etsy Plus subscription, shipping labels bought through Etsy and income tax on your profit. Etsy files Form 1099-K when a seller’s payments exceed $20,000 and 200 transactions in a year; profit is taxable either way, and a tax preparer can sort out what counts as a business expense.