HUD FY2027 Fair Market Rents for every county, effective October 1, 2026
Updated October 2026
HUD sets FMRs so that a voucher holder can rent a modest, decent unit. The FMR is the 40th percentile of gross rents (contract rent plus tenant-paid utilities) paid by recent movers for standard-quality units in the area, built from American Community Survey data and adjusted for inflation and local surveys. Metro areas share one FMR across their counties unless HUD splits them into “HUD Metro FMR Areas”; each nonmetro county has its own. New England FMRs are set by town.
The calculator holds HUD’s FY2027 schedule (file FY27_FMRs.xlsx, effective October 1, 2026): 2,606 FMR areas covering 4,764 counties and towns. Pick the state, type the county, and it returns the area’s rents for 0 to 4 bedrooms. Checked against the schedule:
| Place (FY2027) | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|
| Los Angeles County, CA | $2,151 | $2,402 | $2,964 | $3,760 | $4,208 |
| Cook County, IL (Chicago) | $1,678 | $1,780 | $2,011 | $2,586 | $2,954 |
| King County, WA (Seattle) | $2,091 | $2,180 | $2,549 | $3,324 | $3,954 |
| Honolulu County, HI | $1,836 | $1,951 | $2,542 | $3,520 | $4,249 |
| Barbour County, AL (rural) | $720 | $846 | $921 | $1,255 | $1,284 |
| Travis County, TX (Austin) | $1,447 | $1,530 | $1,817 | $2,292 | $2,689 |
For units with more than 4 bedrooms, HUD adds 15% of the 4-bedroom FMR for each extra bedroom.
A Housing Choice Voucher does not pay the FMR directly. Each public housing agency sets a payment standard, normally 90% to 110% of the FMR, and the voucher pays the lesser of the payment standard or the gross rent, minus the tenant’s share, which is generally 30% of adjusted monthly income. Example: a 2-bedroom in Cook County with a payment standard at the $2,011 FMR, for a household with $30,000 of income: the tenant pays about $750 (30% of $2,500 a month) and the voucher covers up to $1,261. Real figures use adjusted income after deductions and the agency’s own payment standard and utility allowance.
Choose the state, then type the county name (“Cook” or “Cook County” both work). In Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont, type the town. Choose the bedroom count you need; the optional income field adds a rough voucher split. If several places match, the first is shown and the others are listed.
In metro areas HUD designates, voucher programs must use Small Area FMRs set by ZIP code, which run higher in expensive neighborhoods and lower in cheaper ones. This calculator shows the metro-wide FMR only; HUD publishes the ZIP-level figures in its FY2027 Small Area FMR schedule.
FMRs include utilities. Compare them with your lease rent plus utilities you pay (electric, gas, water, trash), or subtract the housing authority’s utility allowance from the FMR to get a comparable contract rent.
FMRs are a program benchmark, not an appraisal. They lag the market by a year or more, describe the 40th percentile (cheaper than the typical rent), and cover whole metro areas. They are not used to set private-market rents, commercial rents, or the fair rental value of a specific home. Program rules (payment standards, rent reasonableness tests, utility allowances) are set by your local housing agency; ask it before relying on a figure.
Comparing contract rent to gross FMR. Add utilities first. Using the metro FMR in a Small Area FMR metro. Voucher holders there get ZIP-level standards. Treating FMR as the rent you must charge. Rents must also pass the housing authority’s reasonableness test. Using last year’s schedule after October 1.