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GS Pay Calculator (2026 Locality Tables)

2026 General Schedule pay for any grade, step and OPM locality pay area, with hourly and biweekly pay and when your next within-grade increase comes

Updated October 2026

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GS pay = the 2026 base rate for your grade and step plus your locality payment, as published in OPM’s locality tables (1% raise, effective January 2026). For GS-9 step 1 in the Rest of U.S. area: GS-9 step 1, Rest of U.S.: $61,722 a year ($29.57 an hour).

How GS Pay Is Calculated

Every General Schedule employee is paid from two pieces: the base GS rate for the grade and step, plus a locality payment for the pay area where the job is located. OPM publishes the combined rates as one table per locality, rounded to whole dollars, and capped by law at the top. The 2026 tables include a 1% General Schedule increase, effective January 2026. Hourly pay is the annual rate divided by 2,087 hours, and biweekly pay is 80 hours at that rate.

Worked example from OPM’s tables. The base 2026 GS table pays GS-13 step 1 $90,925 and GS-15 step 10 $164,301. In the Rest of U.S. locality (17.06%), GS-1 step 1 is $26,437, or $12.67 an hour (26,437 ÷ 2,087). The calculator’s default, GS-9 step 1 in Rest of U.S., pays $61,722 a year ($29.57 an hour), against $52,727 on the base table. After 52 weeks it moves to step 2, $63,780.

Locality Pay in Selected Areas, 2026

Locality pay areaLocality %GS-7 step 1GS-12 step 1GS-13 step 1
Rest of U.S.17.06%$50,460$89,508$106,437
Washington-Baltimore-Arlington, DC-MD-VA-WV-PA33.94%$57,736$102,415$121,785
New York-Newark, NY-NJ-CT-PA37.95%$59,465$105,481$125,431
Los Angeles-Long Beach, CA36.47%$58,827$104,349$124,085
San Jose-San Francisco-Oakland, CA46.34%$63,081$111,896$133,060
Houston-The Woodlands, TX35.00%$58,193$103,225$122,749
Chicago-Naperville, IL-IN-WI30.86%$56,409$100,059$118,984
Atlanta--Athens-Clarke County--Sandy Springs, GA-AL23.79%$53,361$94,654$112,556
Denver-Aurora, CO30.52%$56,262$99,800$118,675

OPM’s 2026 tables cover 58 areas, including Alaska, Hawaii and “Rest of U.S.” for places outside a named metro area. All of them are in the calculator. Which area applies depends on your duty station’s county, under OPM’s locality pay area definitions.

Within-Grade Increase Rules and Pay Limits

Moving fromWaiting period (5 CFR 531.405)
Steps 1, 2 and 352 calendar weeks at each step
Steps 4, 5 and 6104 calendar weeks at each step
Steps 7, 8 and 9156 calendar weeks at each step

That adds up to 18 years from step 1 to step 10 for an employee with a scheduled tour of duty, who must also perform at an acceptable level of competence. Employees without a scheduled tour count days in a pay status instead (260, 520 or 780 days). Locality rates are capped: in the 2026 tables the highest rate is $197,200. In high-cost areas the upper steps of GS-15, and sometimes GS-14, are all held at that figure, so moving up a step there does not raise pay.

Base GS Table and Rest of U.S., 2026 (Selected Steps)

GradeStep 1Step 4Step 7Step 10
GS-1$26,437$29,078$31,338$33,067
GS-2$29,725$32,250$34,528$37,404
GS-3$32,435$35,680$38,925$42,170
GS-4$36,409$40,051$43,693$47,334
GS-5$40,736$44,809$48,883$52,957
GS-6$45,409$49,950$54,490$59,031
GS-7$50,460$55,506$60,553$65,599
GS-8$55,882$61,469$67,057$72,644
GS-9$61,722$67,896$74,070$80,243
GS-10$67,970$74,765$81,560$88,356
GS-11$74,678$82,148$89,618$97,087
GS-12$89,508$98,459$107,411$116,362
GS-13$106,437$117,081$127,725$138,370
GS-14$125,776$138,356$150,935$163,514
GS-15$147,945$162,740$177,536$192,331

Rest of U.S. rates above. For the base table, Washington-Baltimore, New York, San Francisco and every other area, pick it in the calculator.

Common Mistakes

What This Calculator Does Not Cover

It shows OPM’s standard 2026 GS locality rates only. It does not include special rate tables, law enforcement officer rates, retention or recruitment incentives, overtime or night differentials. It also leaves out other pay systems such as FWS wage grade, Senior Executive Service and VA Title 38. It does not compute promotion pay, pay retention or grade retention. For your own pay, check your SF-50 and leave and earnings statement, or ask your agency’s HR office.

Frequently Asked Questions

How much does a GS-9 make in 2026?
GS-9 step 1 is $52,727 on the base table and $61,722 in the Rest of U.S. locality; in high-cost areas such as Washington-Baltimore it is higher.
How is GS hourly pay calculated?
Divide the annual rate by 2,087 hours. Biweekly pay is 80 times the hourly rate.
How long does it take to get a step increase?
52 weeks at steps 1 to 3, 104 weeks at steps 4 to 6 and 156 weeks at steps 7 to 9, so 18 years from step 1 to step 10.
What was the 2026 GS pay raise?
OPM’s 2026 tables incorporate a 1% General Schedule increase effective January 2026.
What is the maximum GS salary in 2026?
The highest rate in OPM’s 2026 locality tables is $197,200; capped cells hold several top steps of GS-15 at that amount in high-cost areas.
Which locality pay area am I in?
It depends on the county of your official duty station under OPM’s locality pay area definitions; places outside a named area are “Rest of U.S.”

How to Use This Calculator

  1. Pick your locality pay area — or the base table; Rest of U.S. covers places outside named metro areas.
  2. Enter grade and step — GS-1 to GS-15, steps 1 to 10.
  3. Read your pay — annual, hourly, biweekly and monthly, with the locality amount.
  4. See your next step — the raise at the next step and how many weeks until it.
📚 Sources & References
  1. [1] U.S. Office of Personnel Management. 2026 General Schedule (GS) Locality Pay Tables, XML files (effective January 2026; downloaded Oct. 22, 2026). www.opm.gov
  2. [2] U.S. OPM. Salary Table 2026-GS (base table). www.opm.gov
  3. [3] 5 CFR 531.214, Setting pay upon promotion (eCFR, accessed Oct. 2026). www.ecfr.gov
  4. [4] 5 CFR 531.405, Waiting periods for within-grade increase (eCFR, accessed Oct. 2026). www.ecfr.gov
✅ Editorial Standards — Every calculator is built from peer-reviewed formulas and official data sources, editorially reviewed for accuracy, and updated regularly. Read our full methodology · About the author