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✓ Editorially reviewed by Derek Giordano, Founder & Editor · BA Business Marketing

State Income Tax Calculator

State Tax for 25 US States

Last reviewed: January 2026

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What Is a State Income Tax Calculator?

Estimate state income tax for 25 US states including all 9 no-income-tax states. This calculator runs entirely in your browser — your data stays private, and no account is required.

State Income Tax Comparison

Nine states have no state income tax: Alaska, Florida, Nevada, New Hampshire (wages only), South Dakota, Tennessee, Texas, Washington, and Wyoming. California has the highest top rate at 13.3%. State income taxes vary from 0–13%+ and have a significant impact on total tax burden, especially for high earners. For a $150,000 income, the difference between living in Texas (0%) and California (9.3% effective rate) is roughly $14,000/year in state taxes.

Does working remotely change my state taxes?
Generally, you owe income taxes in the state where you physically work. If you live in Texas but your employer is in California, you typically only owe Texas taxes (none). But some states have "convenience of the employer" rules — New York is notable for taxing remote workers whose employer is in NY. Consult a tax advisor if you work remotely across state lines.

No-Income-Tax States

Nine states levy no personal income tax: Alaska, Florida, Nevada, New Hampshire (dividends/interest only until 2025), South Dakota, Tennessee, Texas, Washington, and Wyoming. However, these states often compensate through higher property taxes, sales taxes, or other fees. Texas has no income tax but property tax rates averaging 1.6–1.8% — among the highest nationally. Washington has no income tax but a 6.5% state sales tax plus local additions reaching 10%+. Evaluate your total tax burden across all tax types, not just income tax, using our Tax Calculator and Property Tax Calculator.

Should I move to a no-income-tax state to save money?
It depends on your full financial picture. High earners save the most because income tax is progressive — moving from California (13.3% top rate) to Texas saves a $500K earner roughly $50,000+ annually in state tax alone. But higher property taxes, insurance costs, and potentially lower public services offset some savings. Retirees benefit most because Social Security, pension, and investment income often escape taxation entirely in no-income-tax states. Always compare total cost of living, not just tax rates.

How to Use This Calculator

  1. Enter your gross annual income — Input your total income before deductions — including wages, self-employment income, investment income, and any other taxable income.
  2. Select your state — The calculator covers all 50 states including the 9 with no income tax (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming).
  3. Enter your filing status and deductions — Choose single, married, or head of household. Enter your state-specific deductions — some states use the federal standard deduction, others have their own amounts.
  4. Review your state tax estimate — The calculator shows your marginal rate, effective rate, and total state income tax — plus how your state compares to the national average.

Tips and Best Practices

Run multiple scenarios. Try different inputs to see how changes affect the outcome. Small differences in rates, terms, or amounts can have a large impact over time.

Use conservative estimates. When projecting future returns or growth, err on the low side. Optimistic assumptions lead to plans that fall short.

Compare before committing. Use the results alongside other financial calculators on this site to see the full picture before making a financial decision.

Bookmark for periodic check-ins. Financial situations change — revisit this calculator quarterly or when your circumstances shift to keep your plan on track.

See also: Tax Estimator · Cost of Living Calculator · Total Compensation Calculator

📚 Source: IRS: Filing Information