Montana has a top income tax rate of 5.65%, the 4th lowest combined sales tax (0.00%) and a $10.85 minimum wage as of 2026.
$6,326 a year: that is roughly what a Montana homeowner earning $75,000 pays in state income tax ($2,877), sales tax on $25,000 of purchases ($0), property tax on a $300,000 house ($1,830) and electricity at 900 kWh a month ($1,619).
Montana uses a graduated scale with 2 rates, topping out at 5.65%. Single filers' standard deduction: $16,100. On $50,000 of wages, a single filer's Montana tax works out to about $1,593 (3.2% of wages); on $100,000 it is about $4,289 (4.3%). Source: Tax Foundation, January 1, 2026.
| Rate | Single filers | Married filing jointly |
|---|---|---|
| 4.7% | over $0 | over $0 |
| 5.65% | over $47,500 | over $95,000 |
Estimated 2026 take-home pay for a single filer with no pre-tax deductions, using the federal brackets and $16,100 standard deduction, Social Security and Medicare, and Montana's brackets above. Open the paycheck calculator set to Montana to add a 401(k), change pay frequency or filing status.
| Salary | Federal tax | FICA | State tax | Take-home (year) | Per biweekly check |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $1,593 | $40,762 | $1,568 |
| $75,000 | $7,670 | $5,738 | $2,877 | $58,716 | $2,258 |
| $100,000 | $13,170 | $7,650 | $4,289 | $74,891 | $2,880 |
The state rate is 0.00% and local governments add 0.00% on average, for a combined 0.00%, 4th lowest of the 50 states and D.C. (median 7.00%). A $1,000 purchase carries about $0 in sales tax at the average combined rate. Source: Tax Foundation, July 1, 2026.
The Montana minimum wage is $10.85 an hour, 30th highest in the country, or $22,568 a year for full-time work, $7,488 more than the federal $7.25. Source: U.S. Department of Labor, July 1, 2026.
Homeowners in Montana paid property taxes equal to 0.61% of home value on average, the 17th lowest effective rate (median state 0.79%). On a $300,000 home that is about $1,830 a year, or $152 a month in escrow. Source: Tax Foundation (Census ACS data), 2024 data.
Residential electricity averaged 14.99¢ per kWh in July 2026, the 14th lowest of the 50 states and D.C. (median 16.09¢). A household using 900 kWh a month would pay about $135 before fixed charges. Source: U.S. EIA, July 2026 data.
Among the 4 states it borders, Montana has the lowest combined sales tax of its neighbors (0.00%) and the highest top income tax rate of its neighbors (5.65%).
| State | Top income tax | Sales tax | Min. wage | Property tax | Electricity |
|---|---|---|---|---|---|
| Montana | 5.65% | 0.00% | $10.85 | 0.61% | 14.99¢ |
| Idaho | 5.3% | 6.03% | $7.25 | 0.50% | 13.73¢ |
| North Dakota | 2.5% | 7.09% | $7.25 | 0.92% | 13.41¢ |
| South Dakota | None | 6.11% | $11.85 | 1.00% | 15.37¢ |
| Wyoming | None | 5.39% | $7.25 | 0.53% | 14.36¢ |
Montana figures use statewide averages and skip credits, exemptions and local income taxes; check Montana revenue and labor department sites before filing or hiring.
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