Maryland Taxes, Wages and Living Costs (2026)

Maryland has a top income tax rate of 6.5%, the 14th lowest combined sales tax (6.00%) and a $15.00 minimum wage as of 2026.

State income tax
6.5%
Top rate, graduated
Combined sales tax
6.00%
6.00% state + 0.00% avg. local
Minimum wage
$15.00
State rate, July 1, 2026
Property tax
0.92%
Effective rate on home value
Electricity
21.41¢/kWh
Residential average, July 2026

What It Adds Up To

$9,923 a year: that is roughly what a Maryland homeowner earning $75,000 pays in state income tax ($3,351), sales tax on $25,000 of purchases ($1,500), property tax on a $300,000 house ($2,760) and electricity at 900 kWh a month ($2,312).

Maryland Income Tax in 2026

Maryland uses a graduated scale with 10 rates, topping out at 6.5%. Single filers' standard deduction: $3,350. On $50,000 of wages, a single filer's Maryland tax works out to about $2,163 (4.3% of wages); on $100,000 it is about $4,538 (4.5%). Source: Tax Foundation, January 1, 2026.

RateSingle filersMarried filing jointly
2%over $0over $0
3%over $1,000over $1,000
4%over $2,000over $2,000
4.75%over $3,000over $3,000
5%over $100,000over $150,000
5.25%over $125,000over $175,000
5.5%over $150,000over $225,000
5.75%over $250,000over $300,000
6.25%over $500,000over $600,000
6.5%over $1,000,000over $1,200,000

Take-Home Pay in Maryland

Estimated 2026 take-home pay for a single filer with no pre-tax deductions, using the federal brackets and $16,100 standard deduction, Social Security and Medicare, and Maryland's brackets above. Open the paycheck calculator set to Maryland to add a 401(k), change pay frequency or filing status.

SalaryFederal taxFICAState taxTake-home (year)Per biweekly check
$50,000$3,820$3,825$2,163$40,192$1,546
$75,000$7,670$5,738$3,351$58,242$2,240
$100,000$13,170$7,650$4,538$74,642$2,871

Sales Tax

The state rate is 6.00% and local governments add 0.00% on average, for a combined 6.00%, 14th lowest of the 50 states and D.C. (median 7.00%). A $1,000 purchase carries about $60 in sales tax at the average combined rate. Source: Tax Foundation, July 1, 2026.

Minimum Wage

The Maryland minimum wage is $15.00 an hour, 13th highest in the country, or $31,200 a year for full-time work, $16,120 more than the federal $7.25. Source: U.S. Department of Labor, July 1, 2026.

Property Tax

Homeowners in Maryland paid property taxes equal to 0.92% of home value on average, the 21st highest effective rate (median state 0.79%). On a $300,000 home that is about $2,760 a year, or $230 a month in escrow. Source: Tax Foundation (Census ACS data), 2024 data.

Electricity Prices

Residential electricity averaged 21.41¢ per kWh in July 2026, the 15th highest of the 50 states and D.C. (median 16.09¢). A household using 900 kWh a month would pay about $193 before fixed charges. Source: U.S. EIA, July 2026 data.

Maryland Compared with Its Neighbors

Maryland sits in the middle of its 5 neighbors on taxes, wages and power prices.

StateTop income taxSales taxMin. wageProperty taxElectricity
Maryland6.5%6.00%$15.000.92%21.41¢
Delaware6.6%0.00%$15.000.54%18.48¢
Pennsylvania3.07%6.34%$7.251.26%21.72¢
Virginia5.75%5.77%$12.770.78%17.55¢
West Virginia4.82%6.60%$8.750.51%15.78¢
District of Columbia10.75%6.00%$18.400.60%25.21¢

Maryland figures use statewide averages and skip credits, exemptions and local income taxes; check Maryland revenue and labor department sites before filing or hiring.

💰 Finance Calculators
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Maryland Income Tax Calculator
Federal 2026 tax plus 6.5% top Maryland rate
Maryland specific
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State Tax Calculator
Maryland brackets, top rate 6.5%
2026 rates
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Mortgage Calculator
Payment plus Maryland property tax at 0.92%
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Home Affordability Calculator
Budget with 0.92% property tax
📊
Property Tax Calculator
Maryland effective rate: 0.92%
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Salary Converter
Hourly to annual; Maryland minimum $15.00
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