Massachusetts Taxes, Wages and Living Costs (2026)

Massachusetts has a top income tax rate of 9%, the 17th lowest combined sales tax (6.25%) and a $15.00 minimum wage as of 2026.

State income tax
9%
Top rate, graduated
Combined sales tax
6.25%
6.25% state + 0.00% avg. local
Minimum wage
$15.00
State rate, July 1, 2026
Property tax
1.00%
Effective rate on home value
Electricity
30.49¢/kWh
Residential average, July 2026

What It Adds Up To

$11,605 a year: that is roughly what a Massachusetts homeowner earning $75,000 pays in state income tax ($3,750), sales tax on $25,000 of purchases ($1,562), property tax on a $300,000 house ($3,000) and electricity at 900 kWh a month ($3,293).

Massachusetts Income Tax in 2026

Massachusetts uses a graduated scale with 2 rates, topping out at 9%. Single filers' standard deduction: none or a personal exemption instead. On $50,000 of wages, a single filer's Massachusetts tax works out to about $2,500 (5.0% of wages); on $100,000 it is about $5,000 (5.0%). Source: Tax Foundation, January 1, 2026.

RateSingle filersMarried filing jointly
5%over $0over $0
9%over $1,083,150over $1,083,150

Take-Home Pay in Massachusetts

Estimated 2026 take-home pay for a single filer with no pre-tax deductions, using the federal brackets and $16,100 standard deduction, Social Security and Medicare, and Massachusetts's brackets above. Open the paycheck calculator set to Massachusetts to add a 401(k), change pay frequency or filing status.

SalaryFederal taxFICAState taxTake-home (year)Per biweekly check
$50,000$3,820$3,825$2,500$39,855$1,533
$75,000$7,670$5,738$3,750$57,842$2,225
$100,000$13,170$7,650$5,000$74,180$2,853

Sales Tax

The state rate is 6.25% and local governments add 0.00% on average, for a combined 6.25%, 17th lowest of the 50 states and D.C. (median 7.00%). A $1,000 purchase carries about $62 in sales tax at the average combined rate. Source: Tax Foundation, July 1, 2026.

Minimum Wage

The Massachusetts minimum wage is $15.00 an hour, 13th highest in the country, or $31,200 a year for full-time work, $16,120 more than the federal $7.25. Source: U.S. Department of Labor, July 1, 2026.

Property Tax

Homeowners in Massachusetts paid property taxes equal to 1.00% of home value on average, the 16th highest effective rate (median state 0.79%). On a $300,000 home that is about $3,000 a year, or $250 a month in escrow. Source: Tax Foundation (Census ACS data), 2024 data.

Electricity Prices

Residential electricity averaged 30.49¢ per kWh in July 2026, the 4th highest of the 50 states and D.C. (median 16.09¢). A household using 900 kWh a month would pay about $274 before fixed charges. Source: U.S. EIA, July 2026 data.

Massachusetts Compared with Its Neighbors

Among the 5 states it borders, Massachusetts has the lowest property tax rate of its neighbors (1.00%) and the highest electricity price of its neighbors (30.49¢).

StateTop income taxSales taxMin. wageProperty taxElectricity
Massachusetts9%6.25%$15.001.00%30.49¢
Connecticut6.99%6.35%$16.941.54%24.16¢
New HampshireNone0.00%$7.251.50%26.60¢
New York10.9%8.54%$16.001.30%29.90¢
Rhode Island5.99%7.00%$16.001.12%28.29¢
Vermont8.75%6.43%$14.421.51%23.75¢

Massachusetts figures use statewide averages and skip credits, exemptions and local income taxes; check Massachusetts revenue and labor department sites before filing or hiring.

💰 Finance Calculators
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Massachusetts Income Tax Calculator
Federal 2026 tax plus 9% top Massachusetts rate
Massachusetts specific
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State Tax Calculator
Massachusetts brackets, top rate 9%
2026 rates
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Mortgage Calculator
Payment plus Massachusetts property tax at 1.00%
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Home Affordability Calculator
Budget with 1.00% property tax
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Property Tax Calculator
Massachusetts effective rate: 1.00%
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Salary Converter
Hourly to annual; Massachusetts minimum $15.00
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Security deposit interest rules and return deadlines for Massachusetts landlords and tenants.
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Check eligibility for record expungement under Massachusetts law.
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