New Jersey has a top income tax rate of 10.75%, the 22nd lowest combined sales tax (6.60%) and a $15.92 minimum wage as of 2026.
$12,664 a year: that is roughly what a New Jersey homeowner earning $75,000 pays in state income tax ($2,653), sales tax on $25,000 of purchases ($1,650), property tax on a $300,000 house ($5,640) and electricity at 900 kWh a month ($2,721).
New Jersey uses a graduated scale with 7 rates, topping out at 10.75%. Single filers' standard deduction: none or a personal exemption instead. On $50,000 of wages, a single filer's New Jersey tax works out to about $1,270 (2.5% of wages); on $100,000 it is about $4,246 (4.2%). Source: Tax Foundation, January 1, 2026.
| Rate | Single filers | Married filing jointly |
|---|---|---|
| 1.4% | over $0 | over $0 |
| 1.75% | over $20,000 | over $20,000 |
| 3.5% | over $35,000 | over $50,000 |
| 5.53% | over $40,000 | over $70,000 |
| 6.37% | over $75,000 | over $80,000 |
| 8.97% | over $500,000 | over $150,000 |
| 10.75% | over $1,000,000 | over $500,000 |
Estimated 2026 take-home pay for a single filer with no pre-tax deductions, using the federal brackets and $16,100 standard deduction, Social Security and Medicare, and New Jersey's brackets above. Open the paycheck calculator set to New Jersey to add a 401(k), change pay frequency or filing status.
| Salary | Federal tax | FICA | State tax | Take-home (year) | Per biweekly check |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $1,270 | $41,084 | $1,580 |
| $75,000 | $7,670 | $5,738 | $2,653 | $58,940 | $2,267 |
| $100,000 | $13,170 | $7,650 | $4,246 | $74,934 | $2,882 |
The state rate is 6.63% and local governments add -0.02% on average, for a combined 6.60%, 22nd lowest of the 50 states and D.C. (median 7.00%). A $1,000 purchase carries about $66 in sales tax at the average combined rate. Source: Tax Foundation, July 1, 2026.
The New Jersey minimum wage is $15.92 an hour, 8th highest in the country, or $33,114 a year for full-time work, $18,034 more than the federal $7.25. Source: U.S. Department of Labor, July 1, 2026.
Homeowners in New Jersey paid property taxes equal to 1.88% of home value on average, the 1st highest effective rate (median state 0.79%). On a $300,000 home that is about $5,640 a year, or $470 a month in escrow. Source: Tax Foundation (Census ACS data), 2024 data.
Residential electricity averaged 25.19¢ per kWh in July 2026, the 10th highest of the 50 states and D.C. (median 16.09¢). A household using 900 kWh a month would pay about $227 before fixed charges. Source: U.S. EIA, July 2026 data.
Among the 3 states it borders, New Jersey has the highest property tax rate of its neighbors (1.88%).
| State | Top income tax | Sales tax | Min. wage | Property tax | Electricity |
|---|---|---|---|---|---|
| New Jersey | 10.75% | 6.60% | $15.92 | 1.88% | 25.19¢ |
| Delaware | 6.6% | 0.00% | $15.00 | 0.54% | 18.48¢ |
| New York | 10.9% | 8.54% | $16.00 | 1.30% | 29.90¢ |
| Pennsylvania | 3.07% | 6.34% | $7.25 | 1.26% | 21.72¢ |
New Jersey figures use statewide averages and skip credits, exemptions and local income taxes; check New Jersey revenue and labor department sites before filing or hiring.