North Carolina Taxes, Wages and Living Costs (2026)

North Carolina has a flat income tax rate of 3.99%, the 22nd highest combined sales tax (7.10%) and the federal $7.25 minimum wage as of 2026.

State income tax
3.99%
Flat rate
Combined sales tax
7.10%
4.75% state + 2.35% avg. local
Minimum wage
$7.25
Federal floor applies
Property tax
0.66%
Effective rate on home value
Electricity
15.16¢/kWh
Residential average, July 2026

What It Adds Up To

$7,876 a year: that is roughly what a North Carolina homeowner earning $75,000 pays in state income tax ($2,484), sales tax on $25,000 of purchases ($1,775), property tax on a $300,000 house ($1,980) and electricity at 900 kWh a month ($1,637).

North Carolina Income Tax in 2026

North Carolina uses a single flat rate. Single filers' standard deduction: $12,750. On $50,000 of wages, a single filer's North Carolina tax works out to about $1,486 (3.0% of wages); on $100,000 it is about $3,481 (3.5%). Source: Tax Foundation, January 1, 2026.

RateSingle filersMarried filing jointly
3.99%over $0over $0

Take-Home Pay in North Carolina

Estimated 2026 take-home pay for a single filer with no pre-tax deductions, using the federal brackets and $16,100 standard deduction, Social Security and Medicare, and North Carolina's brackets above. Open the paycheck calculator set to North Carolina to add a 401(k), change pay frequency or filing status.

SalaryFederal taxFICAState taxTake-home (year)Per biweekly check
$50,000$3,820$3,825$1,486$40,869$1,572
$75,000$7,670$5,738$2,484$59,109$2,273
$100,000$13,170$7,650$3,481$75,699$2,911

Sales Tax

The state rate is 4.75% and local governments add 2.35% on average, for a combined 7.10%, 22nd highest of the 50 states and D.C. (median 7.00%). A $1,000 purchase carries about $71 in sales tax at the average combined rate. Source: Tax Foundation, July 1, 2026.

Minimum Wage

North Carolina follows the federal minimum of $7.25 an hour (the North Carolina rate equals the federal minimum), which is $15,080 a year for full-time work (2,080 hours). Source: U.S. Department of Labor, July 1, 2026.

Property Tax

Homeowners in North Carolina paid property taxes equal to 0.66% of home value on average, the 19th lowest effective rate (median state 0.79%). On a $300,000 home that is about $1,980 a year, or $165 a month in escrow. Source: Tax Foundation (Census ACS data), 2024 data.

Electricity Prices

Residential electricity averaged 15.16¢ per kWh in July 2026, the 16th lowest of the 50 states and D.C. (median 16.09¢). A household using 900 kWh a month would pay about $136 before fixed charges. Source: U.S. EIA, July 2026 data.

North Carolina Compared with Its Neighbors

North Carolina sits in the middle of its 4 neighbors on taxes, wages and power prices.

StateTop income taxSales taxMin. wageProperty taxElectricity
North Carolina3.99%7.10%$7.250.66%15.16¢
Georgia5.19%7.56%$7.250.79%16.27¢
South Carolina6%7.49%$7.250.49%15.47¢
TennesseeNone9.61%$7.250.52%13.71¢
Virginia5.75%5.77%$12.770.78%17.55¢

North Carolina figures use statewide averages and skip credits, exemptions and local income taxes; check North Carolina revenue and labor department sites before filing or hiring.

💰 Finance Calculators
🏛️
North Carolina Income Tax Calculator
Federal 2026 tax plus 3.99% top North Carolina rate
North Carolina specific
📋
State Tax Calculator
North Carolina brackets, top rate 3.99%
2026 rates
🏠
Mortgage Calculator
Payment plus North Carolina property tax at 0.66%
🏦
Home Affordability Calculator
Budget with 0.66% property tax
📊
Property Tax Calculator
North Carolina effective rate: 0.66%
💼
Salary Converter
Hourly to annual; North Carolina minimum $7.25
⚖️ Legal Calculators (North Carolina)
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North Carolina Small Claims Court
Maximum claim in North Carolina small claims court: $10,000 for individuals.
NC limit: $10,000
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Statute of Limitations — NC
How long you have to file different types of legal claims in North Carolina.
North Carolina specific
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Security Deposit — NC
Security deposit interest rules and return deadlines for North Carolina landlords and tenants.
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Expungement Eligibility — NC
Check eligibility for record expungement under North Carolina law.
North Carolina rules
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